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FAQ: What is a short sale?

July 28, 2011

In real estate, a short sale is a real estate transaction where the sales price is less than the liens against the property plus the closing costs.  A short sale requires bank approval and is not guaranteed.  

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FAQ: What is a subprime mortgage?

July 28, 2011

The term subprime loan is used quite a bit in the media to describe the recession.  However, many people do not know exactly what that term refers to.

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FAQ: What does "Arms Length Transaction" mean?

July 28, 2011

Frequently during an escrow on a short sale, Lenders require both Buyers and Sellers required to sign disclosures called an Arms Length Transaction.  

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Local Business: Market Street Veterinary Clinic

July 26, 2011

Yesterday I had the opportunity to visit Market Street Veterinary Clinic with Ben, my Bernese Mountain Dog/Australian Shepherd mix.  Ben is almost 14 months old and we have been battling his food allergies since he was about 12 weeks old.  Unfortunately, after trying a number of different diets, his allergies weren't getting any better.  At the advice of a friend who's dog also has food allergies, I made an appointment at Market Street Vet to see if they had any new ideas.

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FAQ: What is the amount of down payment needed to buy a home?

July 25, 2011

Typically, lenders prefer 20% downpayment, or more.  However, there are different programs available to Buyers who cannot put 20% down.

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FAQ: What are closing costs?

July 24, 2011

Closing costs are costs that are incurred by both the Buyer and the Seller during the transfer of ownership. 

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Our initial experience with you, especially with your demonstrable expertise, knowledge, and willingness to both educate and work with us regarding the market and related considerations particular to Coronado, resulted in a gratifyingly helpful and positive experience for us.

—Robert R. READ MORE